We reward our Members for their commitment to health insurance and for staying with us.

Once you've held cover under either Essential or Premium Extras for a year, we automatically increase your overall annual claim limits for dental services (excluding orthodontics) and our full range of therapies by $50 per year for five years, and then honour this for the life of your policy.

For example, the annual benefit limit for dental services under Premium Extras starts at $1,400. After you've held the cover for five years, your annual limit goes up to $1,650.

Loyalty limits don't apply to sub limits or individual services or item benefits.

We also increase benefits on orthodontics and crowns and bridges for Premium and Essential Extras after two years of Membership.