Queensland Country Health Fund Directors

Michael Beard

Director Michael BeardMichael joined the Board in May 2001. Michael’s work as a chartered accountant assists the Board with the Health Fund’s complex financial reporting requirements. Michael is the Principal of a public accounting firm and has offices in Noosa and Mount Isa.

Karen Read

Director Karen ReadKaren joined the Board in April 2004. Karen has a wealth of knowledge in finance and started her career at a chartered accounting firm in Mackay. Karen has extensive experience within the mining and resources sector with a career spanning over 25 years. Karen has undertaken a variety of roles that have seen her work both in Australia and abroad.

In 2014 Karen was appointed as the Chief Financial Officer for the UDP Group, a consulting, engineering and project practice with offices located in Townsville, Mackay and Brisbane and services all areas throughout Queensland. Karen resigned from this position in early 2017.

Bruno Cullen

Bruno Cullen

Bruno joined the Board in November 1998. Bruno started his career with the then Isa Mine Employees’ Credit Union as Loans Manager in 1977 in Mount Isa, before being promoted to Assistant General Manager in 1979. In 1988 he transferred to Brisbane as General Manager Development. In late 1989 he became CEO before taking up the role of Managing Director in 2001. In January 2003, Bruno resigned as Managing Director, retaining his position on the Board, to take up the role of Managing Director of the Brisbane Broncos – a role he held until early 2011. Bruno is the Chairman of the Queensland Country Credit Union Board.

Raymond Southwell

Tony Williamson

Ray Southwell joined the Board in 2005. Ray started his career working as a chartered accountant in Queensland and Victoria. In 1982, with over a decade of experience, he opened his own business. Ray served as a Director of the South East Community Credit Society Board from January 1997 until the merger of that organisation with Queensland Country Credit Union in 2005. Ray brings to the Board experience in auditing and business advisory services and has a special interest in taxation law. Ray specifically enjoys helping business owners maximise the rewards they can achieve in their own business fields.

Patricia O'Callaghan

Director Patricia O'Callaghan

Patricia joined the Board in August 2016. Patricia is the Chief Executive Officer of Townsville Enterprise, North Queensland’s peak economic and tourism body. Her diverse career includes four years heading up the Mount Isa Chamber of Commerce and three years as the General Manager of Tourism and Events at Townsville Enterprise. Patricia is a born and bred North Queenslander who has a passion for the region and a deep understanding of the issues and opportunities facing the north. In 2013 Patricia was awarded the Young Manager of the Year through the Australian Institute of Management. The Young Manager of the Year category recognises the most successful young entrepreneurs and business leaders up to the age of 30.

Greg Nucifora

Greg NuciforaGreg joined the Board in April 2017. Greg served as the Chairman of the ECU Australia Ltd Board until the merger of that organisation with Queensland Country Credit Union in April 2017. Greg is a private client advisor with Bell Potter Securities in Cairns. Greg is born and raised in Far North Queensland.

Lewis Ramsay

Lewis Ramsay

Lewis joined the Board in May 2017. Lewis is a fifth generation Townsville resident whose family origins go back to the City’s original settlers. He is a former General Manager of the Townsville Bulletin and surrounding regional newspapers and holds a Bachelor’s degree in Business (Communications) from the Queensland University of Technology and a Master’s of Business Administration (MBA) from James Cook University.

Lewis has worked in Federal Government in Canberra (Tourism portfolio), served as the Commercial Manager for the North Queensland Cowboys and the Brisbane Broncos Rugby League Clubs, and spent nearly two years as Director, Commercial of Brisbane Marketing (Brisbane’s Office of Economic Development).

Lewis is a graduate of the Australian Institute of Company Directors Company Directors' Course (AICD) and holds a builder’s license and a real estate agent’s license.