Health insurance should be more than just set and forget insurance for when something goes wrong and you really need it. Our goal is to improve the health and wellbeing of our Members by providing marketing leading benefits on hospital and day surgery admissions and extras therapies and services, offering excellent service to Members and non-Members alike and by keeping it affordable.

We don't have external shareholders, so profits are kept within the group to provide better benefits and services to Members.

The Health Fund is the only one based in regional Queensland, and services more than 52,000 Members. We have five retail service centres in Townsville, Ayr, Mackay and Mount Isa, as well as our head office being based in Townsville.

Our history

Queensland Country Health Fund was established in 1977 as the MIM Employees' Health Society. Our aim back then was to assist employees of MIM to protect themselves against the potential financial burden of hospital and medical costs. In 1999, Queensland Country Credit Union merged with MIM Employees' Health Society, to form Queensland Country Health Ltd. The Health Fund was then able to operate as an open health fund under a management contract with Queensland Country Credit Union.

Queensland Country Health Fund works in conjunction with Queensland Country Credit Union to meet all insurance and financial service needs of people living in regional Queensland.

Code of conduct

Private health insurance code of conductThe Private Health Insurance Code of Conduct is designed to help consumers by providing clear information and transparency in your relationships with health funds. Queensland Country Health Fund is a signatory to the Private Health Insurance Code of Conduct.

The Code covers four main areas of conduct in private health insurance:

  • Making sure consumers receive the correct information on private health insurance from appropriately trained staff
  • Making sure consumers know about the internal and external dispute resolution procedures available in the event that you have a dispute with a private health insurance fund
  • Ensuring policy documentation contains all the information you need to make a fully informed decision about your purchase and that all communications between you and your fund are conducted in a way that the appropriate information flows between the parties. This includes staff, agents and brokers who from time to time may interact with you; and
  • Making sure all information between you and your fund is protected in accordance with national and state privacy principles. View our Privacy Policy.

To find out more, visit https://www.privatehealthcareaustralia.org.au/codeofconduct/.

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Our purpose

We exist to meet the health insurance needs of Queenslanders by:

  • Improving the health and wellbeing of our Members
  • Providing market leading benefits
  • Maintaining competitive premiums
  • Providing superior personalised, genuine service
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Our vision

To be the most valued Health Fund in Queensland.

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Our values

We employ people that understand the company values and truly believe in what we do. 

  • If it’s not genuine, it’s not Queensland Country
  • We challenge and develop ourselves and others
  • People matter most
  • Having courage to change
  • Professional in business, fun to work with
  • Be involved, you are Queensland Country