We offer four levels of extras cover that can each be paired with one of our hospital options, or if you don't need hospital cover, you can purchase Young Extras and Select Extras cover on its own.

The table below compares what's covered under each type.

What you're covered for Premium Extras Essential Extras Select Extras Young Extras
  Our top extras covers a wide range of services with excellent benefits paid on services. Covers all the same services as Premium Extras with slightly lower benefits paid to keep prices affordable. Can be purchased on its own. Covering only the most popular extras services used. Suits singles and couples and very young families. Can be purchased on its own. Suits low frequency user with attractive benefits paid.
Dental

Diagnostic

This includes examinations, consultations and X-Rays etc.

Included service Included service Included service Included service

Preventive

This includes cleaning and scaling, fluoride treatment and mouth guards

Included service Included service Included service Included service

General services

e.g. occlusal splints

Included service Included service Included service Included service

Restorative

e.g. Composite fillings and amalgam fillings

Included service Included service Included service Included service
Simple extraction Included service Included service Included service Included service

Surgical extraction

e.g. Wisdom teeth extraction, removal of impacted teeth

Included service Included service Included service Included service

Crowns/bridges

Included service Included service Included service Included service

Endodontic

e.g. root canal therapy and root fillings

Included service Included service Included service Excluded service

Periodontics

e.g. specialised gum treatments

Included service Included service Included service Excluded service

Prosthodontics

e.g. dentures

Included service Included service Excluded service Excluded service

Orthodontics

e.g braces

Included service Included service Excluded service Excluded service
General services
Optical Included service Included service Included service Included service
Acupuncture Included service Included service Excluded service Included service
Audiology Included service Included service Excluded service Excluded service
Chiropractor Included service Included service Included service Included service
Remedial massage and myotherapy Included service Included service Included service Included service
Osteopathy Included service Included service Excluded service Included service
Dietitian Included service Included service Excluded service Included service
Chinese medicine Included service Included service Excluded service Included service
Orthoptic therapy Included service Included service Excluded service Excluded service
Foot orthoses and orthopaedic shoes Included service Included service Excluded service Excluded service
Occupational therapy Included service Included service Excluded service Excluded service
Physiotherapy Included service Included service Included service Included service
Exercise physiology Included service Included service Excluded service Excluded service
Podiatry Included service Included service Included service Included service
Psychology Included service Included service Excluded service Excluded service
Speech therapy Included service Included service Excluded service Excluded service
Other services
Healthy living benefits Included service Included service Included service Included service
Childbirth education Included service Included service Excluded service Excluded service
School accidents Included service Included service Excluded service Excluded service
Pharmaceuticals Included service Included service Included service Included service
  Full cover details Full cover details Full cover details Full cover details

 

Included service Covered
Benefits will be paid for this service
Excluded service Excluded benefit
If a service is an excluded benefit, this means that the service won't be covered by your health insurance policy, meaning we won’t pay a benefit towards these services.