We offer four levels of extras cover that can each be paired with one of our hospital options, or if you don't need hospital cover, you can purchase Young Extras cover on its own. The table below compares what's covered under each type.

What you're covered forPremium ExtrasEssential ExtrasSelect ExtrasYoung Extras
  Our top extras cover. Excellent benefits paid on services. Covers all services with slightly lower benefits paid to keep prices lower. When you want to be covered only for the main services you'd use. Very good benefits. Can be purchased on its own. Suits low frequency user with attractive benefits paid.
Dental
Diagnostic Included service Included service Included service Included service
Preventive Included service Included service Included service Included service
Periodontics Included service Included service Included service Excluded service
Root canals Included service Included service Included service Excluded service
Simple extraction Included service Included service Included service Included service
Surgical extraction Included service Included service Included service Included service
Restorative Included service Included service Included service Included service
Crowns/bridges Included service Included service Included service Included service
Occlusal splints Included service Included service Included service Included service
Prosthodontics Included service Included service Excluded service Excluded service
Orthodontics, braces Included service Included service Excluded service Excluded service
General services
Optical Included service Included service Included service Included service
Acupuncture* Included service Included service Excluded service Included service
Audiology Included service Included service Excluded service Excluded service
Chiropractor Included service Included service Included service Included service
Remedial massage, Bowen therapy, myotherapy* Included service Included service Included service Included service
Osteopathy Included service Included service Excluded service Included service
Naturopathy, homeopathy* Included service Included service Excluded service Included service
Dietician Included service Included service Excluded service Included service
Foot orthoses and orthopaedic shoes Included service Included service Excluded service Excluded service
Occupational therapy Included service Included service Excluded service Excluded service
Physiotherapy Included service Included service Included service Included service
Exercise physiology^ Included service Included service Excluded service Excluded service
Podiatry Included service Included service Included service Included service
Psychology Included service Included service Excluded service Excluded service
Speech therapy Included service Included service Excluded service Excluded service
Healthy living benefits Included service Included service Included service Included service
Pharmaceutical## Included service Included service Included service Included service
  Full cover details Full cover details Full cover details Full cover details

* Benefits are payable for services rendered by Australian Regional Health Group approved providers registered with Queensland Country Health Fund, as well as Bowen Therapists that are registered with the Bowen Association of Australia (BAA) or Bowen Therapists Federation of Australia (BTFA).
^ There are specific requirements to claim for exercise physiology.
# Benefits paid on dental item numbers only, unless hospital cover is held and all waits have been served for any inpatient services.
## Prescriptions not covered by the Pharmaceutical Benefits Scheme (PBS), excluding contraceptives and items normally available without a prescription and drugs not approved for sale in Australia. A co-payment applies to each prescription item equal to the current PBS General Patient Contribution.

Included service Covered
Benefits will be paid for this service
Excluded service Excluded benefit
If a service is an excluded benefit, this means that the service won't be covered by your health insurance policy, meaning we won’t pay a benefit towards these services.