Who's covered

Each of our cover options has different levels of cover depending on who is included in the policy.

Our easy reference table below makes it easy to understand who is covered under each policy type.

Cover TypeWho's covered
SingleAn individual adult aged over 18.
CoupleTwo adults, usually in a de facto relationship or marriage.
FamilyTwo adults and their dependant children aged up to 21, or up to 25 if the dependent is a full time student or low income earning apprentice*
Single parent familyOne adult and their dependant children aged up to 21, or up to 25 if the dependent is a full time student or low income earning apprentice*
Family plus

One or two adults with dependant children aged up to 25, who are NOT full time students or apprentices^

Find out more about Extended Family/Extended Single Parent cover.

*Full time students and low income earning (under $30,000 p.a.) apprentice dependants who do not have a partner are included on the policy at no extra cost.
^Dependants aged 21 to 25 who aren’t full time students or apprentices and do not have a partner can be covered under Extended Family cover, which attracts an additional cost.

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