Top Hospital Cover with Premium Extras

If you're looking for comprehensive private hospital cover but also want top cover for extras like optical, dental or physio (and many more), consider our Top Hospital cover with Premium Extras.

What's covered under your Top Hospital cover

Under our Top Hospital cover, we will pay benefits (less any applicable excesses) towards:

  • Accommodation in a shared or private room (if available)
  • Overnight stays
  • Same day admissions
  • Theatre fees
  • Intensive care
  • Labour ward
  • Prostheses

Our Top Hospital cover comes with a choice of excess – you can choose to pay a $500 excess, $250 excess or no excess at all. This means if you're admitted to hospital, you'll pay your excess amount upfront, but then there are no further charges to pay on the covered items during your stay.

Find out more about Private Hospital cover.

What you get with Premium Extras cover

By combining our Top Hospital cover with our Premium Extras cover, you get top cover for 13 different health services, including optical, dental, physio, chiropractics, and exercise physiology, to name a few. Premium Extras offers generous limits on these benefits, meaning you'll have much lower out of pocket expenses, if any at all.

Find out more about our Premium Extras, including benefits, limits and what we'll pay towards covered services.

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