Intermediate Hospital with Premium Extras
If you're looking for a medium level private hospital cover for cover just in case, but want top cover for extras you'll regularly use, like optical, dental or physio (and many more), consider our Intermediate Hospital cover with Premium Extras.
What's covered under your Intermediate Hospital cover
Under our Intermediate Hospital cover, we will pay benefits (less any applicable excesses) towards:
- Accommodation in a shared or private room (if available)
- Overnight stays
- Same day admissions
- Theatre fees*
- Intensive care*
- Labour ward*
Our Intermediate Hospital Cover comes with a choice of excess – you can choose to pay a $500 excess or $250 excess. This means if you're admitted to hospital, you'll pay your excess amount upfront, but then there are no further charges to pay on the covered items during your stay.
Find out more about Private Hospital cover.
* For hospital services or treatments that have Restricted benefit availability under Intermediate Hospital cover, no benefit is paid towards the cost of theatre charges raised for inpatient services in a private hospital or day surgery. If you have chosen Public Hospital cover and are an inpatient at a private hospital or day surgery, you will have a benefit entitlement to the default rate benefit for shared ward accommodation in a public hospital only.
What you get with Premium Extras cover
By combining our Top Hospital cover with our Premium Extras cover, you get top cover for 13 different health services, including optical, dental, physio, chiropractics, and exercise physiology, to name a few. Premium Extras offers generous limits on these benefits, meaning you'll have much lower out of pocket expenses, if any at all.
Find out more about our Premium Extras, including benefits, limits and what we'll pay towards covered services.
Get a quote
We're working on updating our calculator with the premiums for our new Intermediate Hospital cover, but in the mean time, you can get a quote by using the table below.
Australian Government Rebates also range from 0% to 40% and depend on age and income levels.
- Intermediate Hospital Cover product summary (printable)
- Premium Extras Cover product summary (printable)