Therapies

Our Extras cover is brimming with therapies that you can claim benefits on.

We have an arrangement with Teachers Union (TUH) Health Care Centre in Brisbane which provides a number of these services.

The table below outlines the waiting periods and limits that apply to the various therapies under our Extras options.

Type of ServiceWaiting periodsWhat we'll pay
  Essential Extras $900 combined limit per membership year. Limits apply per person covered.Premium Extras $1400 limit per membership year. Limits apply per person covered.Singles and Couples combined cover Per person, per policy benefit limits apply unless otherwise specified (per membership year).Young Extras Per person, per policy benefit limits apply unless otherwise specified (per membership year).
      
Acupuncture*   Alternative therapies combined limit applies^Alternative therapies combined limit applies^
Initial and subsequent consultation2 months$25$35$30$30
      
Audiology     
Initial consultation and subsequent consultation2 months$35$50N/AN/A
Report2 months$42$60N/AN/A
      
Chiropractic $500 combined limit applies #$700 combined limit applies #Alternative therapies combined limit applies^Alternative therapies combined limit applies^
Initial consultation and subsequent consultation2 months$25$35$30$30
X-rays
(not for reading of x-rays)
2 months$50$60$50$50
      
Remedial massage*/Bowen Therapy*/Myotherapy*$500 combined limit applies #$700 combined limit applies #Alternative therapies combined limit applies^Alternative therapies combined limit applies^
Initial consultation and subsequent consultation2 months$25$35$30$30
      
Osteopathy $500 combined limit applies #$700 combined limit applies #Alternative therapies combined limit applies^Alternative therapies combined limit applies^
Initial consultation2 months$28$35$30$30
Subsequent consultation2 months$25$35$30$30
# A combined limit applies to chiropractic, remedial massage/Bowen therapy/Myotherapy and osteopathic services for Essential and Premium Extras. For Essential Extras, the limit is $500 per person per membership year. For Premium Extras, the limit is $700. 
      
Naturopathy*
Homeopathy*
   Alternative therapies combined limit applies^Alternative therapies combined limit applies^
Initial and subsequent consultation2 months$25$35$30$30
      
Dietician   Alternative therapies combined limit applies^Alternative therapies combined limit applies^
Initial consultation2 months$53$75$55$55
Subsequent consultation2 months$28$40$35$35
      
Occupational therapy     
Initial consultation2 months$56$80N/AN/A
Subsequent consultation2 months$28$40N/AN/A
      
Orthoptic therapy     
Initial consultation and subsequent consultation2 months$42$60N/AN/A
      
Foot orthoses and orthopaedic shoes $100 sub-limit applies$150 sub-limit applies  
Initial and subsequent consultation2 months85% of cost85% of costN/AN/A
      
Physiotherapy $500 combined limit applies ##$700 combined limit applies ##$400 per person, up to $800 per policy$400 per person, up to $800 per policy
Initial consultation2 months$39$55$42$42
Subsequent consultation2 months$28$40$32$32
Group therapy2 months$7
Sub-limit of $70 applies
$10
Sub-limit of $100 applies
$8
Sub-limit of $80 applies
$8
Sub-limit of $80 applies
      
Exercise Physiology** $400 combined limit applies ##$700 combined limit applies ##  
Initial consultation2 months$35$50N/AN/A
Subsequent consultation2 months$25$35N/AN/A
Monthly program fee2 months$25$35N/AN/A
Group therapy2 months$7
Sub-limit of $70 applies
$10
Sub-limit of $100 applies
  

## A combined limit applies to physiotherapy and exercise physiology services under Essential and Premium Extras cover. The combined limit for Essential Extras cover is $500 and $700 for Premium Extras cover.

      
Podiatry Sub-limit of $400 appliesSub-limit of $600 appliesAlternative therapies combined limit applies^Alternative therapies combined limit applies^
Initial consultation and subsequent consultation2 months$28$40$30$30
Approved appliances (orthotics)2 months85% of cost
A sub-limit of $350 applies
85% of cost
A sub-limit of $600 applies
85% of cost
A sub-limit of $300 applies
85% of cost
A sub-limit of $300 applies
Minor procedures2 months75% of cost75% of cost75% of cost
A sub-limit of $300 applies
75% of cost
A sub-limit of $300 applies
      
Psychology     
Initial consultation and subsequent consultation2 months$56$80N/AN/A
Report2 months$56$80N/AN/A
Group Therapy2 months$56$80N/AN/A
      
Speech Therapy     
Initial consultation2 months$49$70N/AN/A
Subsequent consultation2 months$25$35N/AN/A

* Benefits are payable for services rendered by Australian Regional Health Group approved providers registered with Queensland Country Health Fund as well as Bowen Therapists that are registered with the Bowen Association of Australia (BAA) or Bowen Therapists Federation of Australia (BTFA).
** There are specific requirements to claim for exercise physiology. Please contact the health fund for details.
^ Alternative therapies combined limit for Singles and Couples and Young Extras: A combined limit applies to chiropractic, osteopathy, remedial massage/Bowen therapy, podiatry, acupuncture, naturopathy/homeopathy (Young Extras only) and dietician services under our Singles and Couples Combined cover and Young Extras cover. A sub-limit applies of $300 per therapy, up to $500 per person, up to $1,000 per policy.

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