An excess is the amount you agree to pay when admitted to hospital in exchange for a lower premium. Queensland Country Health’s Private Hospital cover comes with your choice of a $250 or $500 excess for single membership or family membership.

The excess that applies in any one membership year is $250 or $500 per person, depending on which one you choose. This means that regardless of how many times hospitalisation is required throughout the year if you have the $250 excess; you would only pay a maximum of $250 for single membership, and $500 for family membership. The excess applies to the full cost of hospitalisation at a public, private or day hospital facility.