Type of Service

Waiting Periods

What we’ll pay

Essential Extras

Premium Extras

Childbirth Education

12 months

$38

$60

Health Evaluations/Assessments

12 months

70% of cost of 1 service –
sub-limit $100

70% of cost of 1 service –
Sub-limit $100

Pharmaceutical

2 months

Up to $30
Limit of $300 per person per membership year

Up to $50
Limit of $500 per person per membership year

School Accidents

2 months

100%
Limit of $450 per dependent child per membership year

100%
Limit of $750 per dependent child per membership year

Healthy Living

2 months

$100
per year per membership

$150
per year per membership